Credit Repair Companies in Alabama

Top Credit Repair in
Alabama

Consumers who want to have their scores improved can use paid services of Alabama credit repair companies. Some of them operate on the national level, others are local. The process may take several months depending on the number and nature of errors. The monthly fees ($79-$129) depend on the company and credit repair services package.

Reliable credit repair in Alabama will prevent re-disputes and unnecessary expenses. Professional reviews help residents find honest providers and improve credit score as fast as possible. Trusted local firms comply with The Credit Repair Organizations Act. Remember to budget for the cost of repair, so it does not prevent you from making other payments.

Reputation

The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.

Affordability

The firm should not be charging above industry rates, and packages must be affordable for all customers

Best Credit Repair Companies in Alabama

The best credit repair companies in Alabama listed below were chosen based on their results, reputation, and pricing. Most of them are located in big cities of Alabama such as Birmingham, Montgomery and Mobile.

Best tech & reporting
CreditRepair.com Sign up
Highlights
  • Modern mobile apps
  • TransUnion credit monitoring
  • Progress tracking with text, app & email alerts
  • Affordable plans
  • ID protection & insurance
Score
4
  • Trust4
  • Technology4
  • Affordability4
  • Features4
  • Total Score4
Score
4
  • Market Experience: 9 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: D
  • Costs: $69.95 - $119.95
  • Main Office: West Valley City, UT
Pros
  • Quick and free online credit evaluation
  • Comprehensive credit repair education, both video & text
  • Mobile apps to track removals, current challenges, and creditor inventions
  • TransUnion credit monitoring
Cons
  • No custom arguments
  • No service guarantee or refunds
  • Currently, involved in a consumer protection lawsuit
Best Overall
lexington law Sign up
Highlights
  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
Score
4.8
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
Score
4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
Pros
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
Cons
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit
Best affordability
The Credit People Sign up
Highlights
  • Lowest first work fee & one package pricing
  • Money-back guarantee
  • Trusted by over 100,000 users
  • Unlimited disputes
  • Results in just 60 days
Score
4
  • Trust5
  • Technology3
  • Affordability4
  • Features4
  • Total Score4
Score
4
  • Market Experience: 20 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: C+
  • Costs: $79
  • Main Office: Cottonwood Heights, UT
Pros
  • Lowest first work fee
  • One package pricing with a low setup fee
  • Free score and progress reporting
  • Pursues other avenues of improving credit
  • Unlimited disputes
Cons
  • No mobile app
  • Not BBB accredited
Best for reliable & trusted services
Credit Saint Sign up
Highlights
  • BBB accredited with no outstanding claims
  • Customized arguments
  • Credit rebuilding guidance
  • Unmatched 90-day Money Back Protection
  • Free credit consultation
Score
4.5
  • Trust5
  • Technology4
  • Affordability4
  • Features5
  • Total Score4.5
Score
4.5
  • Market Experience: 17 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A
  • Costs: $79.99 - $119.99
  • Main Office: Oakland, NJ
Pros
  • Free credit evaluation
  • Score tracker and analysis in the lowest package
  • Good market reputation
  • Positively-reviewed support agents
  • Custom arguments and comprehensive reporting
Cons
  • High initial work fee (from $99 to $195 as per package)
  • Lacks a mobile app
  • Fewer free educational resources
Best for personalized disputes & services
Ovation Credit Services Sign up
Highlights
  • Free Credit Analyst consultation
  • Established by attorneys
  • No charges for mid-term cancellations
  • Personalized dispute options
  • Fast-tracking
Score
3.8
  • Trust4
  • Technology3
  • Affordability4
  • Features4
  • Total Score3.8
Score
3.8
  • Market Experience: 45 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79 - $109
  • Main Office: Jacksonville, Florida
Pros
  • A solid reputation and highly experienced
  • One-on-one assistance from a personal case advisor
  • Fast Track Service with no wait times
  • Discount programs for couples, referees, military, and seniors
  • Accredited with an A+ rating
Cons
  • No mobile apps
  • No refunds
  • Lacks adequate educational resources
Best value
The Credit Pros Review Sign up
Highlights
  • Team of FICO© certified experts
  • Advanced AI-driven credit monitoring and management system
  • Good extras: Identity theft protection, bill reminders, etc
  • Unlimited disputes
  • Amazing value
Score
4.3
  • Trust4
  • Technology4
  • Affordability5
  • Features4
  • Total Score4.3
Score
4.3
  • Market Experience: 12 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $69 - $149
  • Main Office: Newark, NJ
Pros
  • Lots of positive feedback from early users
  • FICO certified experts driven
  • Tailored & personalized services tailored
  • An advanced credit monitoring system
  • 90-day money-back guarantee
Cons
  • No mobile app monitoring
  • The website doesn’t offer an adequate explanation of their services
Highlights
Score
0
  • Trust
  • Technology
  • Affordability
  • Features
  • Total Score0
Score
0
Pros
Cons

Need help choosing a credit repair company in Alabama?