Are you looking for credit repair companies in Georgia? The state has imposed strict laws on the providers that can offer these services. So, it’s essential to be on the safe side and choose reputable firms.
You should also be cognizant of the fact that credit repair can be a do-it-yourself process. It might help save on the cost of hiring a professional service.
The reputation tells us whether customers can trust the brand to deliver on its core mandate.
Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.
We check if the brands have modern websites, functional user portals, and mobile apps.
Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.
The firm should not be charging above industry rates, and packages must be affordable for all customers
Discover some of the trusted and nationally renowned brands or professional credit repair:
Attorney founded and led, Lexington law is one of the most reputable credit repair services. They don’t make any false promises such as guaranteed results. The company is upfront that they only challenge inaccurate entries. Their most expensive package goes for exactly $129.95, and this includes all the features needed to file disputes and challenge creditors directly. They have two more packages for $89.95 and $99.95.
Read More:Lexington Law Review
The Credit Pros is one of the most trusted providers for Georgia credit repair. Customers receive a ton of value, including access to their artificial intelligence-driven Credit Management System. The company also provides very affordable packages that range from $69 to $149 per month. Their team of FICO-certified experts also ensures that customers receive guidance on improving their credit beyond just fixing inaccurate items. Customers can access their legal network of credit repair lawyers, and this makes the service legal in Georgia. They are also BBB accredited.
Read More:The Credit Pros Review
Creditrepair.com works with a simple three-step strategy. They first review reports for errors and then challenge CRBs. Thirdly, they notify clients of any changes by text, apps, or mail. It’s one of the best credit repair companies in GA because of the affordable prices ranging from $69.95 to $119.95. The standard features across all three plans include dispute filing, creditor interventions, report change alerts, and unrestricted access to customer support.
Read More:Creditrepair.com Review
Sky Blue is a trusted name among credit repair companies in Georgia even though it’s based out of state. One of the hallmarks of the service is the 90-day money-back promise. They also offer professional-led analysis to identify potential dispute items. There is only one credit restoration package at $79 with an initial setup of $79. The company also provides other credit repair programs such as debt validation to enhance its core package.
Read More:Sky Blue Credit Repair Review
For credit repair services in Georgia, Atlanta Credit Experts promises a seamless experience. They have a full-service firm that provides credit repair solutions, business, and personal funding. The team consists of business coaches, credit experts, and credit repair lawyers who work in conjunction to improve the customers’ financial health. The only limitation of the service is a lack of a modern platform and technological-enabled credit repair process. Customers also need to call to get the details about their packages.
As one of the best firms for credit repair in Georgia, Credit Glory guarantees that if customers don’t see results in the first 90 days, they will refund the monthly subscriptions and part of the setup fees. The company also promises the best-in-class support and an affordable, simple monthly fee of $99.
It’s important to have the right expectations when it comes to credit repair firms in Georgia. The companies cannot speed up the credit repair process. After submitting disputes, the CRBs may take anywhere from 30 to 45 days to complete re-investigations. You may start seeing results in about 60 days.
The law only allows them to challenge inaccurate items, and if you’re working with a company that claims to challenge accurate entries, they will be intentionally breaking the law. The Georgia Consumer Protection Division is also on hand to help customers in case they run into trouble with credit repair specialists.
Georgia passed a law that prohibited credit repair services unless they were offered by a licensed attorney or non-profit exempted from taxation. Georgia has the strictest credit repair regulations among the 50 states. Despite this, customers can work with reputable credit repair services as long as they have attorneys who file disputes on behalf of customers.
The top credit repair companies charge anywhere from $69 to $130 per month. Customers will also need to pay the initial setup fee which usually corresponds to their monthly package cost.
There are various places to get free reports. One of the popular options is annualcreditrepair.com that now issues free weekly reports. You can also register with each CRB and request copies through their online portals.
It’s quite easy to avoid credit repair scams and find the best credit repair in Georgia. Just consider following these tips:
When in doubt about selecting the best providers, just go over the site’s featured credit repair company reviews.