Credit Repair Companies in Georgia

By Gerald Dunigan

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Credit Repair Houston

Are you looking for credit repair companies in Georgia? The state has imposed strict laws on the providers that can offer these services. So, it’s essential to be on the safe side and choose reputable firms.

You should also be cognizant of the fact that credit repair can be a do-it-yourself process. It might help save on the cost of hiring a professional service.

Best Credit Repair Companies in Georgia

Discover some of the trusted and nationally renowned brands or professional credit repair:

Lexington Law

lexington law

Attorney founded and led, Lexington law is one of the most reputable credit repair services. They don’t make any false promises such as guaranteed results. The company is upfront that they only challenge inaccurate entries. Their most expensive package goes for exactly $129.95, and this includes all the features needed to file disputes and challenge creditors directly. They have two more packages for $89.95 and $99.95.

  • Hours: 6 a.m. – 10 p.m. Mon-Fri, 7 a.m. – 9 p.m. Sat, MT
  • Phone Number: (833)-333-8277

Learn More: Lexington Law Review

The Credit Pros

The Credit Pros

The Credit Pros is one of the most trusted providers for Georgia credit repair. Customers receive a ton of value, including access to their artificial intelligence-driven Credit Management System. The company also provides very affordable packages that range from $69 to $149 per month. Their team of FICO-certified experts also ensures that customers receive guidance on improving their credit beyond just fixing inaccurate items. Customers can access their legal network of credit repair lawyers, and this makes the service legal in Georgia. They are also BBB accredited.

Learn More: The Credit Pros Review

CreditRepair.com

CreditRepair.com

Creditrepair.com works with a simple three-step strategy. They first review reports for errors and then challenge CRBs. Thirdly, they notify clients of any changes by text, apps, or mail. It’s one of the best credit repair companies in GA because of the affordable prices ranging from $69.95 to $119.95. The standard features across all three plans include dispute filing, creditor interventions, report change alerts, and unrestricted access to customer support.

  • Hours: Mon – Fri | 6 a.m. – 10 p.m. MST Sat | 7 a.m. – 9 p.m. MST Sun | 7 a.m. – 8 p.m. MST
  • Phone Number: 1-800-232-6499

Learn More: Creditrepair.com Review

Sky Blue Credit Repair

sky blue credit repair

Sky Blue is a trusted name among credit repair companies in Georgia even though it’s based out of state. One of the hallmarks of the service is the 90-day money-back promise. They also offer professional-led analysis to identify potential dispute items. There is only one credit restoration package at $79 with an initial setup of $79. The company also provides other credit repair programs such as debt validation to enhance its core package.

  • Hours: 9 am – 6 p.m., Mon – Fri, EST
  • Phone Number: (800) 790-0445

Learn More: Sky Blue Credit Repair Review

Atlanta Credit Experts

Atlanta Credit Experts

For credit repair services in Georgia, Atlanta Credit Experts promises a seamless experience. They have a full-service firm that provides credit repair solutions, business, and personal funding. The team consists of business coaches, credit experts, and credit repair lawyers who work in conjunction to improve the customers’ financial health. The only limitation of the service is a lack of a modern platform and technological-enabled credit repair process. Customers also need to call to get the details about their packages.

  • Hours: 8 a.m. – 5 p.m.
  • Phone Number: +1 404 940 2166
  • Address: 3355 Lenox Rd NE, Atlanta, GA 30326

Credit Glory

Credit Glory

As one of the best firms for credit repair in Georgia, Credit Glory guarantees that if customers don’t see results in the first 90 days, they will refund the monthly subscriptions and part of the setup fees. The company also promises the best-in-class support and an affordable, simple monthly fee of $99.

Credit Repair Services in Georgia

It’s important to have the right expectations when it comes to credit repair firms in Georgia. The companies cannot speed up the credit repair process. After submitting disputes, the CRBs may take anywhere from 30 to 45 days to complete re-investigations. You may start seeing results in about 60 days.

The law only allows them to challenge inaccurate items, and if you’re working with a company that claims to challenge accurate entries, they will be intentionally breaking the law. The Georgia Consumer Protection Division is also on hand to help customers in case they run into trouble with credit repair specialists.

FAQ

Georgia passed a law that prohibited credit repair services unless they were offered by a licensed attorney or non-profit exempted from taxation. Georgia has the strictest credit repair regulations among the 50 states. Despite this, customers can work with reputable credit repair services as long as they have attorneys who file disputes on behalf of customers.

The top credit repair companies charge anywhere from $69 to $130 per month. Customers will also need to pay the initial setup fee which usually corresponds to their monthly package cost.

There are various places to get free reports. One of the popular options is annualcreditrepair.com that now issues free weekly reports. You can also register with each CRB and request copies through their online portals.

It’s quite easy to avoid credit repair scams and find the best credit repair in Georgia. Just consider following these tips:

  • Work with services that have been comprehensively reviewed.
  • Scammy services will charge for services upfront, while reputable companies will charge customers at the end of the month.
  • Before signing up for assisted credit score repair, the company should disclose all the consumer rights under the FCRA.
  • They should not recommend using someone’s SSN to apply for credit or encourage customers to apply for new Employer Identification Numbers.
  • Credit restoration firms should not encourage you to dispute all entries.
  • Trusted credit repair companies don’t make frivolous claims such as the ability to improve scores by certain points.

When in doubt about selecting the best providers, just go over the site’s featured credit repair company reviews.

Gerald Dunigan
Gerald Dunigan

Gerald is the founder and editor-in-chief of CreditFixed.com. Over 13 years of experience in credit repair companies and finance. Each text is published after its detailed proofreading