Credit Repair Companies in Massachusetts

Top Credit Repair in
Massachusetts

Consumers who want to have their scores improved can use paid services of Massachusetts credit repair companies. Some of them operate on the national level, others are local. The process may take several months depending on the number and nature of errors. The monthly fees ($79-$129) depend on the company and credit repair services package.

Reliable credit repair in Massachusetts will prevent re-disputes and unnecessary expenses. Professional reviews help residents find honest providers and improve credit score as fast as possible. Trusted local firms comply with The Credit Repair Organizations Act. Remember to budget for the cost of repair, so it does not prevent you from making other payments.

Reputation

The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.

Affordability

The firm should not be charging above industry rates, and packages must be affordable for all customers

Best Credit Repair Companies in Massachusetts

The best credit repair companies in Massachusetts listed below were chosen based on their results, reputation, and pricing. Most of them are located in big cities of Massachusetts such as Boston, Worcester and Springfield.

Best for reliable & trusted services
Credit Saint Sign up
Highlights
  • BBB accredited with no outstanding claims
  • Customized arguments
  • Credit rebuilding guidance
  • Unmatched 90-day Money Back Protection
  • Free credit consultation
Score
4.5
  • Trust5
  • Technology4
  • Affordability4
  • Features5
  • Total Score4.5
Score
4.5
  • Market Experience: 17 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A
  • Costs: $79.99 - $119.99
  • Main Office: Oakland, NJ
Pros
  • Free credit evaluation
  • Score tracker and analysis in the lowest package
  • Good market reputation
  • Positively-reviewed support agents
  • Custom arguments and comprehensive reporting
Cons
  • High initial work fee (from $99 to $195 as per package)
  • Lacks a mobile app
  • Fewer free educational resources
Best value
The Credit Pros Review Sign up
Highlights
  • Team of FICO© certified experts
  • Advanced AI-driven credit monitoring and management system
  • Good extras: Identity theft protection, bill reminders, etc
  • Unlimited disputes
  • Amazing value
Score
4.3
  • Trust4
  • Technology4
  • Affordability5
  • Features4
  • Total Score4.3
Score
4.3
  • Market Experience: 12 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $69 - $149
  • Main Office: Newark, NJ
Pros
  • Lots of positive feedback from early users
  • FICO certified experts driven
  • Tailored & personalized services tailored
  • An advanced credit monitoring system
  • 90-day money-back guarantee
Cons
  • No mobile app monitoring
  • The website doesn’t offer an adequate explanation of their services
Best money-back guarantee & features
sky blue credit repair Sign up
Highlights
  • No obligation 90-day money-back guarantee
  • Many extra repair services at no cost
  • Friendly & locally-based customer support
  • Intuitive credit repair system
  • Simple pricing
Score
4
  • Trust5
  • Technology2
  • Affordability4
  • Features5
  • Total Score4
Score
4
  • Market Experience: 32 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79
  • Main Office: Boca Raton, Florida
Pros
  • Pro analysis to find hard-to-spot credit disputes
  • Customized dispute letters
  • No questions asked, money-back promise
  • Plenty of extra services
  • Straightforward pricing one package
  • A 35-day disputing cycle, which is regarded as fast
Cons
  • Disputes limited to 15 per month
  • Don’t credit monitoring services
Best for personalized disputes & services
Ovation Credit Services Sign up
Highlights
  • Free Credit Analyst consultation
  • Established by attorneys
  • No charges for mid-term cancellations
  • Personalized dispute options
  • Fast-tracking
Score
3.8
  • Trust4
  • Technology3
  • Affordability4
  • Features4
  • Total Score3.8
Score
3.8
  • Market Experience: 45 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79 - $109
  • Main Office: Jacksonville, Florida
Pros
  • A solid reputation and highly experienced
  • One-on-one assistance from a personal case advisor
  • Fast Track Service with no wait times
  • Discount programs for couples, referees, military, and seniors
  • Accredited with an A+ rating
Cons
  • No mobile apps
  • No refunds
  • Lacks adequate educational resources
Best Overall
lexington law Sign up
Highlights
  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
Score
4.8
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
Score
4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
Pros
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
Cons
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit

Need help choosing a credit repair company in Massachusetts?