Credit repair companies in San Antonio

Top Credit Repair in
San Antonio

Bad credit can haunt you as your score is a key metric for creditworthiness. Discover credit repair in San Antonio to fix unfair scores as fast as possible. These services help residents save time as they delegate analysis and paperwork to seasoned experts. The companies identify mistakes in reports and rectify them in compliance with the Fair Credit Reporting Act.

We have selected six credit repair companies in San Antonio TX that can level the playing field on your behalf. Aside from challenging the data compiled by Experian, Equifax, and TransUnion, they offer education and useful add-ons. Take charge of your reputation today with the best credit repair company!


The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.


The firm should not be charging above industry rates, and packages must be affordable for all customers.

Best Credit Repair Companies in San Antonio, TX

The demand for high-quality repair is high, but choosing a reputable provider is not easy. We have looked at the reputation, services, reviews, and pricing of popular companies to find trusted nationwide providers and local San Antonio credit repair companies.

Lexington Law

Best Overall
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  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit

One of the industry pioneers, Lexington Law leverages legal expertise to accelerate San Antonio’s credit repair. Its team of attorneys and paralegals has deleted over 56 million derogatory items since the company’s establishment in 2004. Clients access unique digital tools, three tiers of service, and a wide range of add-ons, such as FICO score tracker and $25,000 identity theft insurance. The firm’s app works on both Android and iOS.

Credit Saint

Best for reliable & trusted services
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  • BBB accredited with no outstanding claims
  • Customized arguments
  • Credit rebuilding guidance
  • Unmatched 90-day Money Back Protection
  • Free credit consultation
  • Trust5
  • Technology4
  • Affordability4
  • Features5
  • Total Score4.5
  • Market Experience: 17 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A
  • Costs: $79.99 - $119.99
  • Main Office: Oakland, NJ
  • Free credit evaluation
  • Score tracker and analysis in the lowest package
  • Good market reputation
  • Positively-reviewed support agents
  • Custom arguments and comprehensive reporting
  • High initial work fee (from $99 to $195 as per package)
  • Lacks a mobile app
  • Fewer free educational resources

This BBB-accredited business with an A+ rating has repaired scores nationwide for over 16 years. Based in New Jersey, it offers three debt fixing packages from $79 a month and convenient online tools. New clients get a free credit evaluation and repair with a 90-day money-back guarantee. The team also helps Texans build balanced reports by generating new positive history.

Sky Blue Credit Repair

Best money-back guarantee & features
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  • No obligation 90-day money-back guarantee
  • Many extra repair services at no cost
  • Friendly & locally-based customer support
  • Intuitive credit repair system
  • Simple pricing
  • Trust5
  • Technology2
  • Affordability4
  • Features5
  • Total Score4
  • Market Experience: 32 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79
  • Main Office: Boca Raton, Florida
  • Pro analysis to find hard-to-spot credit disputes
  • Customized dispute letters
  • No questions asked, money-back promise
  • Plenty of extra services
  • Straightforward pricing one package
  • A 35-day disputing cycle, which is regarded as fast
  • Disputes limited to 15 per month
  • Don’t credit monitoring services

This company’s money-back policy is unrivaled — it is an unconditional guarantee covering the first 90 days. There is just one affordable package for credit repair in San Antonio Texas ($79 per billing cycle), while married and unmarried couples pay just $119. The membership is flexible — you can pause, resume, and change your billing date online. This top Florida-based firm also provides a plethora of educational resources.

Credit 360 Consulting

Credit 360 Consulting is a rapidly growing San Antonio credit repair law firm. It offers an aggressive 90-day repair program with a money-back guarantee. New clients get a free credit evaluation. Aside from repair, the firm offers consulting support and credit restoration for individuals and businesses. Its experts have appeared in the media, including SA Live and FYI Austin.

Credit Restoration of Texas

This local company has helped residents repair credit scores for 13+ years, and it has served over 10,000 clients. Aside from repair, you get access to monitoring tools and a special credit line that can help you generate a new positive history. The six-month repair program comes with a money-back guarantee. Business owners can take advantage of the “Credit Business Suite”, a unique program for commercial credit funding and consulting.

CTR Credit Repair

These credit repair specialists offer general repair and programs tailored to specific goals like qualifying for a home, car, or job. It helps clients in San Antonio and South Texas improve financial literacy and manage their taxes. Notary public services are also provided. Founder Mamie Aviles has been working in the industry for 20+ years.

Credit Repair Services in San Antonio

San Antonio residents can hire professionals to have their scores rectified as soon as possible. Mistakes in DIY repair cause substantial delays, as every claim is investigated for 30-45 days. Top-rated experts use legal mastery and cutting-edge technologies to achieve the best results fast. Typical cases of credit repair in San Antonio require 2-6 months.

Another advantage is convenience. Instead of navigating the intricacies of consumer credit laws, you have a seasoned advisor (sometimes, an attorney) assigned to your case. Industry leaders craft a personalized plan to repair credit scores, provide guidance and digital tools, so you can monitor progress at a glance 24/7.

Adds-ons depend on the provider and service package. Most commonly, they include education, so clients can improve their financial literacy and manage finances better after their scores are fixed. Credit repair companies in San Antonio with tiered pricing include the most extras in their premium packages. Here are some of the bonuses you can see:

Choose the best credit repair companies in San Antonio tx and a plan based on your needs. If there are just a few errors in your history, the cheapest option could suffice. Honest providers will never try to upsell their services.


Yes, these services are offered in compliance with local and national legislation. Trusted providers work in accordance with the Credit Repair Organizations Act.

The prices depend on the number of challenges and additional services. The firms on our list offer clear rates for tiered service packages. On average, consumers pay between $79 and $129 a month over a period of 2-6 months.

Every US citizen is entitled to one free copy of each credit report per year. Until April 20, 2022, you may collect your data weekly. The only authorized source is Report collection is also part of the best credit repair in San Antonio.

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