Credit repair companies in St. Joseph

Top Credit Repair in
St. Joseph

The best сredit repair services in St. Joseph MO allow residents to have their scores fixed by professionals. Reputable providers offer the full spectrum of services, from report analysis to disputes. The average monthly cost is $79-$129 depending on the firm and service package. Consumers should budget for repair in advance, as it takes 2-6 months depending on the number of errors.

Trusted experts improve credit score by disputing inconsistencies in credit report data. Their expertise helps them give your score a boost as fast as possible. Note that St. Joseph credit repair providers must work in compliance with the Credit Repair Organizations Act. Choose a reliable company based on professional reviews.


The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.


The firm should not be charging above industry rates, and packages must be affordable for all customers

Best Credit Repair Companies St. Joseph, MO

To find the best credit repair companies in St. Joseph, we have researched the reputation, pricing and verifiable results of local and nationwide providers. Discover credit help services worth trusting, and delegate repair to real experts.

Best value
The Credit Pros Review Sign up
  • Team of FICO© certified experts
  • Advanced AI-driven credit monitoring and management system
  • Good extras: Identity theft protection, bill reminders, etc
  • Unlimited disputes
  • Amazing value
  • Trust4
  • Technology4
  • Affordability5
  • Features4
  • Total Score4.3
  • Market Experience: 12 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $69 - $149
  • Main Office: Newark, NJ
  • Lots of positive feedback from early users
  • FICO certified experts driven
  • Tailored & personalized services tailored
  • An advanced credit monitoring system
  • 90-day money-back guarantee
  • No mobile app monitoring
  • The website doesn’t offer an adequate explanation of their services
Best Overall
lexington law Sign up
  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit
Best money-back guarantee & features
sky blue credit repair Sign up
  • No obligation 90-day money-back guarantee
  • Many extra repair services at no cost
  • Friendly & locally-based customer support
  • Intuitive credit repair system
  • Simple pricing
  • Trust5
  • Technology2
  • Affordability4
  • Features5
  • Total Score4
  • Market Experience: 32 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79
  • Main Office: Boca Raton, Florida
  • Pro analysis to find hard-to-spot credit disputes
  • Customized dispute letters
  • No questions asked, money-back promise
  • Plenty of extra services
  • Straightforward pricing one package
  • A 35-day disputing cycle, which is regarded as fast
  • Disputes limited to 15 per month
  • Don’t credit monitoring services

Need help choosing a credit repair company in St. Joseph?