Credit Repair Companies in Tampa

Top Credit Repair in

It’s common for reporting errors to crop up in consumer credit files maintained by Experian, Equifax, and TransUnion. So, it’s advisable to check for inconsistencies in the information bureaus have gathered about you from time to time.

Credit repair companies in Tampa help consumers challenge inaccuracies. They also offer some extra services that make your time with them more worthwhile. For instance, many reputable firms help their clients write debt validation or Goodwill intervention letters.


The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.


The firm should not be charging above industry rates, and packages must be affordable for all customers.

Best Credit Repair Companies in Tampa

The following services put customers first by being honest, providing free consultations, amicably resolving complaints, and offering affordable services:

Sky Blue Credit

Best money-back guarantee & features
sky blue credit repair Sign up
  • No obligation 90-day money-back guarantee
  • Many extra repair services at no cost
  • Friendly & locally-based customer support
  • Intuitive credit repair system
  • Simple pricing
  • Trust5
  • Technology2
  • Affordability4
  • Features5
  • Total Score4
  • Market Experience: 32 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79
  • Main Office: Boca Raton, Florida
  • Pro analysis to find hard-to-spot credit disputes
  • Customized dispute letters
  • No questions asked, money-back promise
  • Plenty of extra services
  • Straightforward pricing one package
  • A 35-day disputing cycle, which is regarded as fast
  • Disputes limited to 15 per month
  • Don’t credit monitoring services

It’s one of the best candidates for guaranteed and efficient credit repair in Tampa, FL. That’s because they offer a money-back promise during the first 90 days of service to unsatisfied customers. It doesn’t matter if the client has had a single deletion during the period. Their refund policy stands as long as there is any source of dissatisfaction.

Signing up is a no-brainer — they only offer one package at $79 per month. The initial setup cost is equally $79, and there are no extra charges.

With many positive reviews and few complaints, Sky Blue is our top choice for credit repair services in Tampa, FL.

The Credit Pros

Best value
The Credit Pros Review Sign up
  • Team of FICO© certified experts
  • Advanced AI-driven credit monitoring and management system
  • Good extras: Identity theft protection, bill reminders, etc
  • Unlimited disputes
  • Amazing value
  • Trust4
  • Technology4
  • Affordability5
  • Features4
  • Total Score4.3
  • Market Experience: 12 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $69 - $149
  • Main Office: Newark, NJ
  • Lots of positive feedback from early users
  • FICO certified experts driven
  • Tailored & personalized services tailored
  • An advanced credit monitoring system
  • 90-day money-back guarantee
  • No mobile app monitoring
  • The website doesn’t offer an adequate explanation of their services

BBB-accredited and staffed with FICO-certified experts, The Credit Pros redefines what a modern credit repair company should be. They innovated an AI-driven Personal Credit Management System. Clients access it as part of their package through the firm’s mobile apps and portal.

Packages have extra features such as ID-theft restoration and insurance. They also offer access to credit rebuilding products through their partnership with National Direct. While they’re based in West Palm Beach, hundreds of miles away, most services are online. You can count on them for professional credit repair in Tampa.

Credit Glory

  • Trust
  • Technology
  • Affordability
  • Features
  • Total Score0
  • Market Experience: 4 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $99
  • Main Office: New York, NY
  • 90-day money-back assurance
  • Numerous positive reviews
  • Trusted repair brand
  • Renowned for excellent customer service
  • Doesn’t offer full refunds
  • Not as many years of credit experience

The New York-based repair firm has spread its network of branches throughout the country, and they have offices both in Tampa and Miami. What makes them one of the best credit repair companies in Tampa, FL?

Their package only costs $99 per month, and they are now charging a review fee of only $100. As per the provisions of the CROA, this reputable company only deducts the fee from the payment method after sending the first batch of letters.

Clients work with individual credit repair specialists and receive best-in-class support. They pick calls right away and provide a comprehensive review at no cost. Please call in advance to confirm if they are currently offering in-person audits at their Tampa office.

Credit Chasers

Credit Chasers

The Tampa credit repair company works hand-in-hand with customers to restore their credit by disputing inaccurate information and offering coaching. They provide a 30-minute consultation where they ask customers about their expectations.

After reviewing the client’s report, they make a judgment if they can improve their situation. The homegrown credit repair Tampa firm has accumulated glowing reviews on its social media pages, where you can also see some of its team members.

Credit Saint

Best for reliable & trusted services
Credit Saint Sign up
  • BBB accredited with no outstanding claims
  • Customized arguments
  • Credit rebuilding guidance
  • Unmatched 90-day Money Back Protection
  • Free credit consultation
  • Trust5
  • Technology4
  • Affordability4
  • Features5
  • Total Score4.5
  • Market Experience: 17 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A
  • Costs: $79.99 - $119.99
  • Main Office: Oakland, NJ
  • Free credit evaluation
  • Score tracker and analysis in the lowest package
  • Good market reputation
  • Positively-reviewed support agents
  • Custom arguments and comprehensive reporting
  • High initial work fee (from $99 to $195 as per package)
  • Lacks a mobile app
  • Fewer free educational resources

Based in Saddle Brook, New Jersey, Credit Saint extends its reach nationwide and offers personable services. It’s rare to go through their reviews without encountering mentions of their knowledgeable team members.

Monthly packages range from $79.99 to $119.99. Customers pay an initial review fee for the first month, ranging from $99 to $195. If you’re searching for credit repair agencies in Tampa FL with service guarantees, the company may be suitable as they offer a 90-day satisfaction guarantee.

Credit Repair Services in Tampa

Resolving credit errors represents one of the fastest ways to boost scores. Results may be seen in as little as 30 days. Many people have reporting inaccuracies, even those with infrequent use of credit. However, we recommend that customers should start by reviewing their credit files before seeking credit repair companies in Florida, FL. provides copies of each bureau report in one calendar year, but they’re offering weekly reports as part of their Covid-19 initiative. Common mistakes to be on the lookout for include inaccuracies with home addresses, personal information, account types, and public records.

Watch out for missing entries too. For instance, if a card account doesn’t list the credit card limit, it may impact the calculation of the credit utilization rate, which makes up to 30% of your FICO scores. Not all mistakes will impact scores. For instance, a single name misspelling may not drag points.

When working with a credit repair business, they can spot hidden mistakes. The services are not mandatory. It’s possible to challenge and repair credit scores without any help.


Yes, it’s perfectly legal for consumers to seek help from a credit repair attorney or company based in Florida or out of state. The services should not engage in questionable practices and must follow the provisions of the Credit Repair Organisations Act.

It all depends on the selected company. Some firms may demand an upward of $1,000. Our trusted repair firms charge about $50 to $150 for monthly packages. The initial review fee should also be considered when budgeting for the services.

Generally, it’s worth paying someone to fix your credit mistakes if you’re short on time and if your budget allows it. Even the best credit repair Tampa service can’t resolve high amounts of debt or remove verifiable entries.

Need help choosing a credit repair company in Tampa?