Credit repair companies in Topeka

Top Credit Repair in
Topeka

Americans who want to fix unfair credit scores may use paid services rendered by Topeka credit repair companies. The desired improvement may be achieved in two or more months depending on the reporting errors. Clients need to budget for the monthly charges, and the cost depends on the provider and the chosen package of credit repair services. The average price is $79-$129 per billing cycle.

Effective credit repair in Topeka, KS allows consumers to improve credit scores as soon as possible, without re-disputes. Professional reviews of these services should be used to find trusted local firms that operate in compliance with The Credit Repair Organizations Act.

Reputation

The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.

Affordability

The firm should not be charging above industry rates, and packages must be affordable for all customers

Best Credit Repair Companies in Topeka, KS

Discover the best credit repair companies in Topeka, KS below. This rating is based on a comparison of the reputation, performance, and pricing of the providers.

Best for personalized disputes & services
Ovation Credit Services Sign up
Highlights
  • Free Credit Analyst consultation
  • Established by attorneys
  • No charges for mid-term cancellations
  • Personalized dispute options
  • Fast-tracking
Score
3.8
  • Trust4
  • Technology3
  • Affordability4
  • Features4
  • Total Score3.8
Score
3.8
  • Market Experience: 45 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: A+
  • Costs: $79 - $109
  • Main Office: Jacksonville, Florida
Pros
  • A solid reputation and highly experienced
  • One-on-one assistance from a personal case advisor
  • Fast Track Service with no wait times
  • Discount programs for couples, referees, military, and seniors
  • Accredited with an A+ rating
Cons
  • No mobile apps
  • No refunds
  • Lacks adequate educational resources
Best Overall
lexington law Sign up
Highlights
  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
Score
4.8
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
Score
4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
Pros
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
Cons
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit
Cheapest Service
CreditFirm.net Sign up
Highlights
Score
4
  • Trust4
  • Technology3
  • Affordability5
  • Features4
  • Total Score4
Score
4
  • Market Experience: 23 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C-
  • Costs: $49.99
  • Main Office: Corpus Christi, TX
Pros
  • Long market experience
  • Access to credit consultants & attorneys
  • Free credit repair action plan
  • Low monthly fees
Cons
  • Poor Trustpilot Rating
  • No service guarantee
Best affordability
The Credit People Sign up
Highlights
  • Lowest first work fee & one package pricing
  • Money-back guarantee
  • Trusted by over 100,000 users
  • Unlimited disputes
  • Results in just 60 days
Score
4
  • Trust5
  • Technology3
  • Affordability4
  • Features4
  • Total Score4
Score
4
  • Market Experience: 20 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: C+
  • Costs: $79
  • Main Office: Cottonwood Heights, UT
Pros
  • Lowest first work fee
  • One package pricing with a low setup fee
  • Free score and progress reporting
  • Pursues other avenues of improving credit
  • Unlimited disputes
Cons
  • No mobile app
  • Not BBB accredited
Highlights
Score
0
  • Trust
  • Technology
  • Affordability
  • Features
  • Total Score0
Score
0
Pros
Cons

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