Credit Repair Companies in Atlanta

By Gerald Dunigan


Credit Repair Houston

The presence of errors in consumer reports contributes to low scores. Consumers can choose to order reports and check for any inaccuracies and then challenge the CRBs by writing letters or using their electronic dispute systems.

A more convenient way to fix nonfactual entries involves hiring credit repair companies in Atlanta. Without the market experience, finding the most trusted providers for legal Atlanta credit repair may be taxing. Fortunately, the FCRA defines how reputable companies should operate. Established providers also accumulate thousands of customers and reviews.

Criteria for Selecting Credit Repair Services for Atlanta GA

Our qualified experts consider various selection criteria before ranking the best credit repair companies in Atlanta, GA:


The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.


The firm should not be charging above industry rates, and packages must be affordable for all customers.

Best credit repair companies in Atlanta

The state of Georgia is very strict on companies that can offer legal credit repair. That’s why some national repair firms may not be offering services for Atlanta residents. Here are some of the companies that have expressed a willingness to serve customers from the city:

Sky Blue Credit Repair

sky blue credit repair

Sky Blue is one of the most recognized brands for the best credit repair in Atlanta. The company stands out because of its simple pricing at $79/month. Consumers can track their progress through their feature-rich portal. They also offer a great selection of value-added services such as credit score repair guidance and Statue Of Limitation research.

  • Hours: 9 a.m. – 6 p.m. Mon – Fri, EST.
  • Phone Number: (800) 790-0445

Learn More: Sky Blue Credit Repair Review

Lexington Law

lexington law

The firm facilitates a lawyer-driven process, making it legal under Georgia Consumer Protection laws. Customers can track the status of cases and score changes through their top-ranked app. A team of paralegals will be on hand to handle any queries. Services range from $90 to $130 per month, but there are no results guarantees.

  • Hours: 6 a.m. – 10 p.m. Mon-Fri, 7 a.m. – 9 p.m. Sat, MT
  • Phone Number: 1-844-713-4417

Learn More: Lexington Law Review offers a detailed and comprehensive free consultation to allow Atlanta residents to learn more about the restoration features. They developed mobile applications for easier progress tracking. Their packages are also quite affordable and range from $70 to $120.

  • Hours: Monday – Friday 7:00 a.m. – 7:00 p.m. MST.
  • Phone Number: 1-800-232-6499

Learn More: Review

Ovation Credit Services

Ovation Credit Services

Ovation is an attorney-founded firm and a Lending Tree subsidiary, which is the biggest online marketplace for loan products. Customers can choose from two packages going for $79 and $109 per month. As part of their extra services, they send lender recommendations, Goodwill, and debt validation letters. The initial setup fee is $89 on both packages.

Learn More: Ovation Credit Repair Services Review

Credit Glory

Credit Glory

Credit Glory strives to help people reclaim their financial freedom. The best highlights of the service encompass the free consultation, A+ BBB rating, and money-back guarantee. Customers will pay an initial setup fee of $199 and an ongoing monthly fee of $99. The site also boasts many 5-star reviews.

For a complete breakdown of each service, we recommend going over the full credit repair company reviews.

Credit Repair Services in Atlanta

Atlanta residents need to know their rights when hiring firms for credit repair in Atlanta. About a decade ago, the state introduced laws (O.C.G.A. § 16-9-59) that made repair services and score improvement services illegal unless licensed attorneys or nonprofits offer them. That means that consumers have to work with credit repair attorneys in Atlanta.

The Georgia Consumer Protection Division further recommends that residents should be cautious about credit repair firms that make false claims, such as promising to erase bad scores. Reputable firms also disclose that customers have the right to challenge inaccuracies without legal assistance. If consumers hire credit repair specialists, they should ensure that they are not billed upfront for credit repair services in Atlanta.

Using illegal techniques rarely works. Some questionable “credit restoration firms” may mislead customers into using social security numbers that don’t belong to them or applying for new employer identification numbers.


Yes, but any entity that offers the service must not qualify as a “credit repair services organization” under Section 16-9-59 of the O.C.GA. The restriction doesn’t apply to licensed real estate brokers, broker-dealers, consumer reporting agencies, nonprofits exempt from taxation, banks, and people authorized to make loan extensions. Additionally, it’s not a requirement to seek help only from credit repair lawyers in Atlanta, GA.

The cost pivots on the selected credit repair online firm as each firm has unique packages. For example, Lexington law charges between $89 to $130 per month. The duration of service and setup fee amounts determine the ultimate bill.

Each citizen is eligible to receive a free copy of their reports from The CRBs now issue free weekly reports through the website as part of their Covid-19 initiative.

The firms write claims letters on behalf of the client and handle correspondence with reporting bureaus. They only challenge nonfactual items and can’t remove legitimate entries.

Gerald Dunigan
Gerald Dunigan

Gerald is the founder and editor-in-chief of Over 13 years of experience in credit repair companies and finance. Each text is published after its detailed proofreading