Credit Repair Companies in Dallas

By Gerald Dunigan


Credit Repair Houston

Residents who don’t have the time to learn DIY credit repair techniques can consider the paid services offered by credit repair companies in Dallas. Monthly subscription fees for such services average about $79 per month. So, it’s essential to budget for this added cost and ensure that there is enough money left over to pay other debts.

Selecting a reputable provider for credit repair services in Dallas, TX will minimize the disappointment of failed challenges and misleading promises. Company reviews can reveal which providers to trust. The Credit Repair Organizations Act (CROA) also defines what Dallas credit repair services can and cannot do. The state also offers added protection by requiring that all repair firms register with the Secretary of State.

Best Credit Repair Companies in Dallas

The following Dallas credit repair and restoration services were curated by looking at their reputation, fair pricing, and verifiable results. Discover both nationally acclaimed companies and locally-based options:

Lexington Law

lexington law

Since 2004, John C Health Attorney at Law has overseen the most successful credit repair organization. The firm has served clients throughout Dallas and the greater Texas area. Their legal network consists of attorneys distributed in other states, and they are supported by a team of paralegals.

Customers get the benefits of a lawyer-driven process paired with modern technologies that facilitate faster dispute filing. New customers can select from three packages ranging from $89.95 to $129.95. While there are no service guarantees, the firm has been proven to offer accountable credit repair services.

  • Hours: 6 a.m. – 10 p.m. Mon – Fri, 7 a.m. – 9 p.m. Sat, Mountain Time (MT)
  • Call: 1-844-713-4417

Learn More: Lexington Law Review

Credit Saint

Credit Saint

For credit repair in Dallas from a nationally-acclaimed brand, consider signing up for Credit Saint restoration services. The firm utilizes a simple three-step process and takes time to go over the specifics of the customer’s credit history. Their experts also help people optimize their scores through other techniques beyond disputing negative items. The most popular package goes for $119.99 per month with an initial setup fee of $195.

  • Hours: 9 a.m. – 10 p.m. Mon – Fri, 10 a.m. – 6 p.m., 12 – 8 p.m. Sun
  • Call: (877) 637-2673

Learn More: Credit Saint Review believes that credit doesn’t have to be confusing and takes time to explain all the negative items impacting scores. Potential customers receive a credit score summary, free negative item review, and an improvement plan during the free consultation. has also strategically used technology to file disputes faster and deliver timely updates through their mobile applications. Their most popular package goes for $99.95 per month.

Learn More: Review

Sky Blue Credit

sky blue credit repair

Since 1989, Sky Blue has offered trusted credit repair services. Their service coverage now spans almost all 50 states. Despite their popularity, each customer receives personalized attention, and they put people first.

Other hallmarks of their service include the one pricing package at $79, custom disputes, and credit rebuilding guidance. Sky Blue has a 90-day money-back guarantee with no non-performance events. Customers can receive their refunds if they are unsatisfied.

Xpert Credit Repair

Xpert Credit Repair

Xpert Credit Repair is the top company for Dallas-based restoration services. They have offices at Botham Jean Blvd Street, Dallas, and more locations in Colleyville, San Antonio, and Houston.

For professional results, the company relies on Texas Consumer Credit Attorneys. They are equally worry-free as customers can receive a refund if there have been no removals within the first 90 days. It’s also one of the few Dallas credit repair firms that charge per deletion. Expect to pay $250 for the initial credit analysis and $20 per bureau deletion.

  • Corporate Office: Dallas, TX
  • Address: 1409 Botham Jean Blvd, Ste 239, Dallas, TX 75215
  • Hours: 9 a.m. – 6 p.m., Mon – Friday
  • Call: (866) 672-9737

Pyramid Credit Repair

Pyramid Credit Repair

Pyramid Credit Repair distinguishes itself by offering better terms than other repair firms. They don’t charge for pulling credit reports and offer a 90 money-back guarantee policy. The Singles Plan for individual customers goes for $99 per month with a corresponding setup fee. There is an option to cancel at any time. For past customer reviews, consider checking their Trust Spot page.

White Jacobs and Associates

White Jacobs and Associates

White Jacobs and Associates is one of the best credit repair companies in Dallas for an attorney-backed process. It operates from Texas and boasts of an average success rate of 70 to 90%. New customers work with credit analysts from day one. The firm takes time to determine if someone is the right fit for their services before enrolling them for paid plans.

  • Hours: 8 a.m. – 5:30 p.m., Mon – Thur, 8 a.m. – 12:30 p.m. Fri
  • Call: (972) 231-0452

Credit Repair Services in Dallas

The choice to hire professional credit repair specialists should not be made in haste. That’s because the service costs money. First things first, the companies don’t have any special powers to clear legitimate items. The firms cannot lessen or influence the time taken by CRBs to carry out re-investigations. They can’t get debts dismissed, so consider if debt negotiation services or counseling services are a better fit.


Yes, credit repair organizations can legally operate in Texas, and there are several companies with headquarters in the city. Still, evaluate each company with caution as not all services can be trusted.

The costs are variable. For instance, it costs anywhere from $70 to $130 for monthly paid credit restoration services. Other providers charge an initial credit analysis fee and per deletion fees. is an approved source for free credit report copies. The CRBs created the site to fulfill the right to free disclosure of information in the reports as outlined by the FCRA.

On average, CRBs take up to 30 days to complete re-investigations. At times, challenges take a shorter time if the information furnishers respond promptly. CRBs can also add 15 days for re-investigations. Beware of repair firms that guarantee fast or quick credit score repair within a few days.

Gerald Dunigan
Gerald Dunigan

Gerald is the founder and editor-in-chief of Over 13 years of experience in credit repair companies and finance. Each text is published after its detailed proofreading