Credit repair companies in Austin

Top Credit Repair in

Is your credit score unfair? Accomplished professionals are here to help. Discover reliable credit repair in Austin and have your score boosted as soon as possible. These experts zero in on disputable information, prepare evidence, and challenge the errors, helping Texans exercise their rights under the Fair Credit Reporting Act.

Credit repair in Austin Texas will reform your status in the eyes of lenders, landlords, insurers and recruiters. Save time and unlock a better financial future with assistance from leading providers like millions of Americans who have taken advantage of professional restoration. Use our guide to find a trusted team that will help you take charge of your reputation.


The reputation tells us whether customers can trust the brand to deliver on its core mandate.

Industry Expertise & Reliability

Our experts analyze metrics about the number of disputes filed and consider the complaints brought by customers.

Technology & Tools

We check if the brands have modern websites, functional user portals, and mobile apps.

Range of Features

Our experts consider whether the firm offers creditor interventions, debt validation, report tracking, etc.


The firm should not be charging above industry rates, and packages must be affordable for all customers.

Best Credit Repair Companies in Austin, TX

We have compared services, pricing, feedback, and real results to find six reputable providers in the area. These companies have built a reputation of excellence. They use a tailored approach to every client, as every case of restoration is unique.

Lexington Law

Best Overall
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  • The #1 credit repair app
  • Over 17 years of experience
  • Lawyer-driven process
  • Over 56 million negative items removed since 2004
  • Lots of positive reviews
  • Over 500,000 users
  • Trust5
  • Technology5
  • Affordability4
  • Features5
  • Total Score4.8
  • Market Experience: 17 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: C
  • Costs: $89.85 – $129.95
  • Main Office: North Salt Lake, Utah
  • Intuitive credit repair mobile app
  • The lawyer-driven credit repair process
  • Military, veteran, and couple discounts
  • Help from a team of paralegals
  • Comprehensive credit repair resources
  • Highly rated, trusted, and transparent
  • Complains about the billing process
  • No explicit communication on when to stop subscribing
  • No service guarantee
  • Currently, involved in a consumer protection lawsuit

One of the oldest names in the industry, Lexington Law has been fixing scores since 2004. This strong team of lawyers and paralegals leverage their expertise to help you rectify, rebuild, and monitor your score. The Utah-based company has opened over 221 million challenges, and its unique mobile app has excellent reviews. Clients get a free consultation and an array of additional services, such as identity theft protection.

Credit Saint

Best for reliable & trusted services
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  • BBB accredited with no outstanding claims
  • Customized arguments
  • Credit rebuilding guidance
  • Unmatched 90-day Money Back Protection
  • Free credit consultation
  • Trust5
  • Technology4
  • Affordability4
  • Features5
  • Total Score4.5
  • Market Experience: 17 years
  • Service Guarantee: Yes
  • Free Consultation: Yes
  • BBB Rating: A
  • Costs: $79.99 - $119.99
  • Main Office: Oakland, NJ
  • Free credit evaluation
  • Score tracker and analysis in the lowest package
  • Good market reputation
  • Positively-reviewed support agents
  • Custom arguments and comprehensive reporting
  • High initial work fee (from $99 to $195 as per package)
  • Lacks a mobile app
  • Fewer free educational resources

This provider from New Jersey is BBB accredited with an immaculate A+ rating. It offers credit repair in Austin with a 90-day money-back policy for as little as $79.99 per month. Progress is easy to track 24/7 via an online dashboard. The company’s restoration and tracking services are comprehensive. As poor scores do not only stem from errors, Credit Saint will also help you generate a positive history.

Credit Pros

Best value
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  • Team of FICO© certified experts
  • Advanced AI-driven credit monitoring and management system
  • Good extras: Identity theft protection, bill reminders, etc
  • Unlimited disputes
  • Amazing value
  • Trust4
  • Technology4
  • Affordability5
  • Features4
  • Total Score4.3
  • Market Experience: 12 years
  • Service Guarantee: No
  • Free Consultation: Yes
  • BBB Rating: B+
  • Costs: $69 - $149
  • Main Office: Newark, NJ
  • Lots of positive feedback from early users
  • FICO certified experts driven
  • Tailored & personalized services tailored
  • An advanced credit monitoring system
  • 90-day money-back guarantee
  • No mobile app monitoring
  • The website doesn’t offer an adequate explanation of their services

This Florida-based company is trusted by clients across the US, including Austin and adjacent areas. It combines Austin credit repair with high-tech monitoring and education. Its unique platform for personal debt management is AI-driven, and it is coupled with an app. Prices start from just $69 per month, while a 90-day money-back guarantee reflects the company’s confidence in its services. An A+ BBB rating is a hallmark of excellence.

ASAP Credit Repair

This local provider of credit repair in Austin TX helps clients improve their scores in 45 days. It is open about its results, such as a 219-point increase, and shares them on social media. The company offers a money-back guarantee covering 60 days of service. Report correction is combined with counseling to help clients maintain and boost scores with a new positive history.

Austin Credit Group

This company has been serving Austin and nearby areas for over a decade. The staff uses a ‘two-path approach’ — fixing history and generating new positive items — to deliver the best results. Financial education is a major component, and clients may use loans (personal, business, and unsecured) to achieve the strongest possible boost. The average client sees the removal of 11+ debt delinquencies and 50-150 point improvement within 90-days.

Austin Credit Repair Specialists

This company offers a comprehensive set of restoration services, and its ongoing score tracking plan costs just $49 per month. The provider focuses on three dimensions of enhancement: it helps clients repair credit scores, rebuild their history and monitor it. It helps individuals and business owners achieve healthy scores. Clients may also get $25,000 identity theft insurance from the company’s partner.

Credit Repair Services in Austin

The best credit repair companies in Austin do not only correct unjustified scores. They offer a mix of services including monitoring and education to deliver lasting results. Texans save time forgoing the hassle of DIY repair and learn to manage their finances better. Hiring an Austin credit repair specialist is the most efficient solution. Let the experts handle everything:

Top-rated credit repair companies in Austin Texas provide services in compliance with the Credit Repair Organizations Act, which specifies what they can and cannot do. They have detailed written contracts without a fixed duration, allow free cancellation, and never try to misrepresent their clients’ identities or histories. No company may guarantee a particular score increase as this is not a science.

As demand for these services has soared in recent years, finding a dependable credit attorney is a challenge. Do not trust advertisements as they can be misleading — even the shadiest company may look reliable in its ads. We have researched the local market to come up with proven credit repair services.


Yes, it is. The national legislation gives every US citizen the right to dispute errors in their reports. Honest credit repair advisors render services in compliance with the Credit Repair Organizations Act.

This includes a first work fee (optional) and a recurring charge throughout the process. On average, fixing one or more reports costs between $79 (the best credit repair price as of this writing) and $129 per month, and the total depends on how long it takes. Every case is unique, but the average duration is 2-6 months.

Each of the top providers on our list has unique strengths. These are companies with a track record of success. While the range of additional services varies, core stages (from report analysis to disputes) are essentially the same. Choose credit repair specialists based on your needs.

Need help choosing a credit repair company in Austin?